{"id":43,"date":"2026-10-19T15:00:00","date_gmt":"2026-10-19T15:00:00","guid":{"rendered":"http:\/\/blogs.room-vu.com\/ynottony-ca\/2026\/10\/19\/canadas-affordability-improves-as-fixed-rates-rise\/"},"modified":"2026-10-19T15:00:00","modified_gmt":"2026-10-19T15:00:00","slug":"canadas-affordability-improves-as-fixed-rates-rise","status":"publish","type":"post","link":"https:\/\/www.ynottony.ca\/blog\/2026\/10\/19\/canadas-affordability-improves-as-fixed-rates-rise\/","title":{"rendered":"Canada&#8217;s Affordability Improves as Fixed Rates Rise"},"content":{"rendered":"<div class=\"video-zmyer\">\n<div class=\"video-frame-zmyer\">\n        <iframe loading=\"lazy\" width=\"640\" height=\"640\" src=\"https:\/\/www.roomvu.com\/agent\/embed\/tony-estephan\/fixed-mortgage-rates-rise-as-home-affordability-improves-in-august-remotion-videos-f221\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" allowfullscreen><br \/>\n        <\/iframe>\n    <\/div>\n<div class=\"video-description-zmyer\">\n<p>It\u2019s easy to get caught up in headlines about Canada\u2019s affordability shifting as fixed mortgage rates rise, but let\u2019s talk straight: none of the national reports provided concrete numbers for our local market. There were no details for Edmonton\u2014no home prices, rates, sales, or even qualifying income or supply benchmarks we can put our finger on. Most of the data only covered broad Canadian trends or select metro areas, so there\u2019s no way to measure exactly what\u2019s going on at the neighbourhood level here.<\/p>\n<p>As someone who\u2019s spent over 20 years working with Edmonton buyers, sellers, and investors, I know how important it is to rely on real, local facts\u2014not assumptions. The mortgage stress-test rules got a mention, but again, nothing that tells us how you or your neighbour would actually qualify or what your monthly payment might look like. Bottom line: when it comes to housing decisions, context is everything. Until we see clear, Edmonton-specific details, I recommend a healthy dose of caution and a focus on what\u2019s happening right here at home. No fluff\u2014just what you need to make the right move.<\/p>\n<\/p><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>It\u2019s easy to get caught up in headlines about Canada\u2019s affordability shifting as fixed mortgage rates rise, but let\u2019s talk straight: none of the national reports provided concrete numbers for our local market. There were no details for Edmonton\u2014no home prices, rates, sales, or even qualifying income or supply benchmarks we can put our finger [&hellip;]<\/p>\n","protected":false},"author":548,"featured_media":44,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-43","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-latest-posts"],"_links":{"self":[{"href":"https:\/\/www.ynottony.ca\/blog\/wp-json\/wp\/v2\/posts\/43","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.ynottony.ca\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.ynottony.ca\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.ynottony.ca\/blog\/wp-json\/wp\/v2\/users\/548"}],"replies":[{"embeddable":true,"href":"https:\/\/www.ynottony.ca\/blog\/wp-json\/wp\/v2\/comments?post=43"}],"version-history":[{"count":0,"href":"https:\/\/www.ynottony.ca\/blog\/wp-json\/wp\/v2\/posts\/43\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.ynottony.ca\/blog\/wp-json\/wp\/v2\/media\/44"}],"wp:attachment":[{"href":"https:\/\/www.ynottony.ca\/blog\/wp-json\/wp\/v2\/media?parent=43"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.ynottony.ca\/blog\/wp-json\/wp\/v2\/categories?post=43"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.ynottony.ca\/blog\/wp-json\/wp\/v2\/tags?post=43"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}